Professional Liability Insurance
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Professional Liability Insurance Information
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Professional Liability Insurance Calabasas, Agoura, Woodland Hills, California
What is professional liability insurance?
Professional liability insurance or as it is sometimes known as errors and omissions insurance or E & O insurance protects individuals and companies from assuming the full cost of defending a lawsuit that claims negligence of the individual or business. A claim of negligence, malpractice or misrepresentation is not covered under a general liability insurance policy, which makes professional liability insurance crucial for those who provide a service or advice for a fee. Depending on the profession, professional liability insurance may take on different forms and names, like malpractice and E&O insurance.
Technology errors and omissions insurance covers businesses providing technology services to their clients. This coverage can cover costs for legal defense, settlements and breach of contract allegations. Attorney fees for court cases or settlement negotiations.
The number of liability lawsuits against professionals has increased in recent years. Many professionals within a variety of industries are at risk of being sued, whether the charges are valid or unfounded. Such lawsuits can mean financial ruin both professionally and personally, including the loss of cars, homes and careers. Professional liability insurance helps with the financial burden of these events.
Who benefits from professional liability insurance?
Any professional who provides a service, expertise or advice to clients for a fee can benefit from coverage against liability lawsuits. Even with quality employees and risk management practices in place, people still make mistakes. A general liability policy may not cover mistakes that could be made. Professional liability insurance will protect your business and its finances if such an event arises.
Get started today
We will evaluate your business to determine its unique insurance needs and find you the professional liability policy with the necessary coverage. Call us at 818.706.8625 if you have questions or want to get started. We are happy to help you get the protection you need.