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Gary Warner Insurance Agency Inc Blog: insurance

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Employment Practices Liability Insurance: Crucial for Small Businesses According to a recent study, more than half of all claims filed for employment-related liabilities are against employers with fewer than 50 employees. Alarmingly, the study also reveals that not even 2 percent of small businesses have employment practices liability (EPL) coverage. READ MORE >>

The CCPA is the first comprehensive data privacy law in the United States. Beginning January 1, 2020 grants the consumer new rights. Download the bulletin for all the information. Compliance Bulletin: The California Consumer Privacy Act (CCPA) READ MORE >>

When fire, smoke or water unexpectedly damage your home, the first steps you take could mean the difference between a small cleanup and more costly and time consuming restoration.  When filing a claim make sure you take photos and notes of the damaged and undamaged areas of your property. READ MORE >>

General liability insurance covers the financial losses another person suffers as a result of your business's or employees' actions. In many situations, it can include claims of libel. As a business owner, it is essential to understand what libel (and slander) are and how to avoid such claims. READ MORE >>

One of the biggest risks a California IT Services company faces is the possibility of being sued. Their clients are dependent on technology to run business processes, place and receive orders, manufacture products and more. They rely on their IT companies for protection from Cyberattacks. READ MORE >>

If you own a boat, taking it on an excursion could prove a great summer outing for your family. Your kids will love it, and everyone can have a relaxing day on the water. But, you are the parent. You must make sure your children stay safe. What are some of the regulations you must follow? READ MORE >>

If you are a single parent, you’ll probably spend a lot of time trying to make ends meet for your kids. Sometimes, that means you might have to leave the kids at home alone. Still, you have a duty to keep them safe. What are some of the ways you can guarantee child safety when the parent’s away? READ MORE >>

Work Comp in California is required by law and it is one of the coverages we always get questions on.  We always find people who don’t understand when they need to purchase the coverage.  Regardless if employees are family members, independent contractors, salaried or  volunteers, you need to carry work comp. READ MORE >>

Your motorcycle likely gives you a lot of pride, and at times you might want to do even more to make it your own. Often, enhancements can personalize the bike to your standards. These might include special motor attachments, control surfaces or design paneling. READ MORE >>

Buying a new car means you’ll invest a lot of money in the vehicle and its protective measures. You want your vehicles to be a workforce for your family. You have kids to get to school and practice, and you need to get to work. Therefore, don’t take buying lightly. READ MORE >>

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