San Francisco’s Great Earthquake of 1906 is still remembered in the history books as one of the worst natural disasters America has ever experienced. Today it is remembered by many homeowners each time they consider facing the ramifications of facing such a disaster without California earthquake insurance.
The San Andreas Fault line runs the length of California – a total distance of some 800 miles. That means all Californians live with the knowledge they’re perched directly on top of two moving plates: the Pacific Plate and North American Plate.
According to the history books, San Francisco residents had experienced decades of small earthquakes prior to ‘the big one’ of 1906. After the earthquake hit, some areas of land had been displaced by up to 20 feet, or around six meters. The houses which were left standing after the devastating event increased exponentially in value as residents saw them as ‘safe’ in the event of another disaster. The government also took notice of the engineering and building techniques which saw some houses stand while others around them collapsed into rubble. Consequently, new building laws were introduced to ensure another disaster of that magnitude didn’t occur again.
While building codes may have changed – there’s still a fear another ‘big one’ can happen again. There’s no need to be unprepared financially – taking out California earthquake insurance is easy, fast and gives you the type of security money really can buy.