Does your homeowner insurance cover claims if you rent out your home? The answer may be no. Most homeowner insurance policies have exclusions in the coverage for homes rented to others. Whether it's long term or short term. More and more homeowners are finding ways to make extra money by renting out their homes. Services like Airbnb and Craigslist are making this increasingly easy. But homeowners aren't aware their insurance policies don't cover losses from the tenant; theft from a tenant or other liability exposures like dog bites or injury. Even normal claims like fire or wind damage can be denied if your home or even a garage or guest house has been rented to some else. Talk to your Insurance Agent before you get involved in the home rental business. There are specialty dwelling policies to help cover you properly.