Life runs a lot smoother when everything is in order and well organized. Leaving things to the last minute leaves you vulnerable to forgetting or missing important deadlines. Having no order in your method of controlling paperwork or important documentation can be a recipe for disaster. There are some things you need to plan for on an annual basis – such as motor vehicle registration and insurance, and home, health and life insurance. California Insurance renewal and assessment should be something you schedule to look at well before the due date.
Some planning and forethought given to household matters that come along every year may save you time and money. Budgeting for each of the annual premiums is certainly one of the ways to ease financial burdens when premiums are due. Make a concerted effort each year to review your insurances to see if there are savings to be made, or if indeed you need to increase your cover for any changed circumstances. Keep paper copies of previous accounts filed for easy access and reference. Consider authorizing a deduction to be automatically paid by way of a credit card or bank transfer to help avoid the problem of missing a payment when it is due.
Keeping records in order can be a godsend if you ever urgently require information regarding annual accounts. This can be crucial after a tragedy of some sort where you may need to claim on one of your California Insurance policies.