No one likes to consider the prospect of being sued – unfortunately, litigiousness is a reality in America. You can protect yourself by taking out general liability insurance California-style. Just what is California-style? We like to call it being proactive about the potential risks surrounding you, your property and your choices.
The idea isn’t difficult at all – you can often undertake a basic risk-assessment of your property by using your common sense. For example, if you have a kitchen on your premises, there is a risk of someone slipping on a wet floor. Purchasing a suitable slip-resistant rubber mat may reduce that risk.
Risk management is about assessing the range of risks you face, and doing what you can to prevent those risks eventuating; and to minimize the damage or loss if they do. It’s about making safe choices.
One of the most obvious ways to minimize potential financial losses relating to the risk of a negligence law suit is to take out general liability insurance. California courts are filled with cases of this type. No business is immune from the risk of a law suit so it’s a type of coverage that no serious business can afford to do without.