Many people who work in standard “corporate America” cubicles are entertained by hearing about some of the crazy, dirty and dangerous jobs that are out there. This is evidenced by the fact that there have been numerous television series based on documenting the everyday activities of these employees. However, those office workers and their CEOs may be surprised to learn how much risk their little business actually involves. Just because your company doesn’t require employees to operate heavy machinery or navigate their way through coal mines doesn’t mean that they can’t be injured on the job. No business owner is immune to liability issues stemming from a worker or client’s injury or loss.
But there’s a simple solution – the general liability insurance California companies need. Essentially, if you need business insurance, you need general liability coverage. That way, you’ll receive:
-Coverage for accidents that happen on the premises of your business
-Payments related to injuries and damages that are because of products sold or services performed by the business
-Expenses related to a claim or defense of a liability suit
Paying for the aforementioned incidents yourself could be a serious setback for you and your business, which is why it’s essential to obtain general liability insurance. California companies have already been hit hard by the recession, they simply can’t afford to be underinsured, too!