Here in California there it can be tough to secure homeowner insurance due to all the difficult geographic challenges we face.  From the ocean to the mountains insurance companies are looking at California Homeowner Insurance differently.  This is mostly due to the exposure to wildfires in our State.  Review these statistics and you'll know why!  We've seen companies increasing rates on homeowner policies mostly due to large losses across the state as well as the increased pressure of the larger cost to rebuild or replace.  This isn't only for homeowner policies either, rates are moving up for certain types of commercial property insurance as well.  You'll want to speak to an independent insurance agent who can shop many companies not just be captive to one.  Start your quoting and shopping early before your renewal.  Don't wait until the last minute.
Posted 12:50 PM

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