Thursday, April 2, 2020High value items will be covered under a typical home insurance policy, but not past a certain dollar amount, unless your policy includes special provisions.
Different insurance companies may have different limits, but generally it breaks down something like this:
$1,500 per item
$3,000 for combined value
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Thursday, April 2, 2020 The economic crisis hitting small business owners is moving fast, so we wanted to quickly share with you details of the provision within the new federal stimulus package that has the most impact on our valued clients. READ MORE >>
Thursday, March 26, 2020When you buy a new home, you want to make sure it's within your budget. That includes not just the purchase price but also other ongoing expenses such as home insurance.
What's the Average Cost of Home Insurance?
The average cost of home insurance ranges from $598 in Delaware to $2,559 in Oklahoma. READ MORE >>
Tuesday, March 24, 2020If you get a ticket for illegal passing, it could be a moving violation that puts points on your license and could lead to your auto insurance rate to increase. You know to follow the law, but when exactly is it legal and illegal to pass someone?
Passing on the Left
The rules for passing on the left are pretty simple. READ MORE >>
Thursday, March 19, 2020If you don't live in your home the entire year because it's your vacation home, you're a snowbird or you just like to take long vacations, you need to pay close attention to your home insurance. Living in your home part-time creates extra insurance risks, so you may need extra coverage.
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Wednesday, March 18, 2020
Business Interruption Policies and Coronavirus
As the coronavirus (COVID-19) outbreak evolves, businesses face growing uncertainty as to how this pandemic will affect their operations long term. This is especially true when you consider that many organizations—including bars, re... READ MORE >>
Tuesday, March 17, 2020Generally speaking, if your vehicle doesn't have a motor, you're not legally required to carry insurance on it. This means bicycle, rowboat and even sailboat owners can choose not to carry insurance on their mode of transportation. Even trailers generally don't need to be insured, by law.
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Friday, March 13, 2020The new coronavirus (COVID-19)outbreak continues to be a top-of-mind concern for organizations and individuals across the globe. As COVID-19 becomes increasingly widespread, it’s not only raising fears about the well-being of the general public, but it’s also disrupting business operations and creating insurance exposures. READ MORE >>
Thursday, March 12, 2020When you tow a camper trailer, you want to know that your car insurance protects you. It typically will give you some protection, but there are a few things you need to know.
When you tow a camper trailer or other trailer, the most common rule is that your liability protection will extend to driving while towing. READ MORE >>
Tuesday, March 10, 2020How exactly does your home insurance protect you when you need it? The key is having a good inventory to be able to prove what you owned and what it was worth. Here's what you should do.
1. Save All Receipts
Keep all your receipts for both proof that you owned each item and what you paid for it. READ MORE >>