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Gary Warner Insurance Agency Inc Blog

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The first step when doing renovations in your home: Get in touch with your home insurance provider. Below, we'll run down the basics of what you need to know, but every insurance provider has their own rules regarding renovations, and the only way to avoid an insurance gap is to make sure that you keep them up to date every step of the way. READ MORE >>

High-profile cyber attacks on companies such as Sony, Target and Zappos have generated national headlines and have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority, Symantec and the National Cyber security All... READ MORE >>

Consider the following preparation tips if you live in a California wildfire-prone area: Before a fire 1. Landscape your home with wildfire safety in mind. Select materials and plants that won’t fuel a fire. 2. Use fire-resistant or noncombustible materials on the roof and exterior of your home. READ MORE >>

It is essential for all drivers to have sufficient car insurance. However, cost is one major obstacle that prevents many drivers from getting the car insurance they need. Fortunately, the cost of premiums can fluctuate depending on several factors. Read this article to learn how you can save money on car insurance without skimping on quality. READ MORE >>

Business insurance is not a one size fits all product. The type of coverage you need depends on many factors, such as what kind of business you have and where you conduct your operations. Overall, companies need general liability and property insurance. If you have people working with you, you also need workers' compensation. READ MORE >>

Living in Southern California can present some challenges.  We've got earthquakes and fires to contend with.  We can't predict what Mother Nature will do but the one thing you can do for your family is to be prepared.  This month we celebrate the 12th Great California Shake Out. READ MORE >>

When you get into an accident that seems relatively minor, you may end up surprised when your insurance company declares your vehicle totaled. Also known as declaring a total loss, this decision relies on different information than you might expect. READ MORE >>

If you have renters in your home, be they tenants or roommates, in a scenario where you are the owner, and they're the renter, you are technically a landlord. Your home insurance is going to be affected in different ways. Here's what you need to know: Many providers will allow up to two roommates with no changes being made to your policy. READ MORE >>

Auto insurance can be complex and difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy and the factors that determine your premium is crucial. READ MORE >>

In one year, tired driving accounted for around 72,000 crashes, totaling 800 deaths and 44,000 injuries. Even if you manage not to fall asleep at the wheel, drowsiness slows down your reaction time and hinders your ability to think coherently and make smart driving decisions. Put simply, it's not worth the risk. READ MORE >>

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