As a business owner, one of the most essential actions you can do to financially protect your operation is to ensure you have adequate general liability insurance California coverage in place. The newspapers are often peppered with stories of businesses being sued after a claim of injury by someone who suffered a slip or fall. This type of accident could sometimes be open to interpretation as to fault and legitimacy. While as a business owner you cannot prevent an opportunistic individual staging such a fall there are some steps you can take to minimize the chances, and perhaps ward off potential scammers.
Some businesses may be more vulnerable than others to claims, such as those selling food or drink products where spillage can occur. In such a business, making sure your staff members are alert and continually monitoring the flooring around the produce and attending immediately to any spills is good business practice. You may also consider the laying of non-slip matting on walkways around such areas. These steps may limit the chances of a client slipping or falling, and there might also be other things you can do to deter scammers.
The installation of security cameras could be a large deterrent to potential scammers, along with the posting of signs alerting people to the fact the area is monitored. Staff vigilance is a key component in these matters as is your coverage for general liability insurance California. This coverage is in place to help you with the cost of any claim made against you in such circumstances. Contact us if you need more information on general liability insurance for your business.