New California Earthquake Insurance Options are available now. This past January the California Earthquake Authority announced new options and rates for earthquake insurance in California. For years the CEA earthquake coverage was limited. Now there are more options than ever with the California Earthquake Authority. The rates have improved too coverage is now more affordable. The CEA is a good option for older homes and there are new discounts for homes that have been retrofitted for earthquakes.

There are more new California “A” rated insurance companies offering insurance coverage for earthquakes too. These companies are only offered by Independent Insurance Agents who can access these companies. Some have deductibles as low as 2.5%.

Its not a matter of if we’ll have a large earthquake here in California it’s a matter of when. Being ready and prepared is the best thing you can do for your family. Follow this link for great tips on earthquake preparedness. Make sure you and your family have a plan. Be Prepared for an Earthquake: Create a disaster kit – flashlight and extra batteries, portable radio and extra batteries, first aid kit, essential medicines, sturdy shoes. Have enough food and water for the entire family for at least three days.

The recent earthquakes around the world are an indication that California real estate is on the move. There were more than a dozen magnitude +2.5 earthquakes around the world in the past day.

Many people do not have earthquake insurance for their home or condominiums or commercial properties. You have to ask yourself “do I want to start over with nothing?” Now is the time to discuss your options with an agent. With so many new programs out there for coverage you can protect your family’s or business’ financial future. The costs can be devastating.

Earthquake Damage

Posted 12:00 AM  View Comments

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