Driving in “weather” can present challenges especially to teen drivers. We see more car insurance claims in winter than any other time of year. It makes sense why with the ice the snow the rain, well you get it. But did you know the biggest threat in cold weather is alcohol related crashes. More people tend to celebrate in the winter months with holidays and friends, alcohol can be a way for some to stay ware.

Time of day plays an important role in evaluating fatal crashes, in no small part because other dangerous factors are compounded at night. The instances of drunk driving, speeding and driving without a seat belt all significantly increase during the night hours and each contributes directly to increased fatality rates.

Eighteen percent of fatal crashes during the day are alcohol-related, while 54% of crashes at night are alcohol-related. Two-thirds of the people killed at night are not wearing a seat belt. Speeding is a factor in 30% of all fatal crashes.

Nationwide, 49% of fatal crashes happen at night, with a fatality rate per mile of travel about three times as high as daytime hours. Of people killed at night, roughly two-thirds aren’t wearing seat belts. During the day, the percentage of fatalities to those who wear seat belts tends to be under half.

Bear in mind some California auto insurance companies charge a premium for tickets pertaining to seat belts an cell phones.

Make sure you’re getting involved with your teen’s safety habits early on. According to Safercar.gov teen fatalities have been on the decline in the past few years. I attribute this to better education and safer cars. Make sure you talk to your kids about the dangers of using a cell phone while driving.

Posted 12:00 AM  View Comments

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