Residents of California live with the fact that much of their state is prone to earthquakes. Although many people are concerned about “the big one”, a number of smaller earthquakes occur every year. You should ensure your home is properly covered with adequate California earthquake insurance.

As well as being correctly insured, you can also take practical steps to minimize the amount of damage your home could suffer in an earthquake. Being aware of the dangers, and a little planning and forethought, may save certain items from being damaged. Securing objects around the house is a great start:

• Kitchen cabinets should be secured to prevent them flying open.
• Large appliances should be braced to a wall to prevent them from tipping.
• Wall adornments like frames and mirrors should be hung with closed hooks so they don’t bounce off the wall – avoid hanging things over beds or lounges.
• Store heavy items lower and secure heavy furnishings to walls.
• Gas and water installations should be secured to prevent tipping.

Damage to your possessions could quickly add up after a tremor strong enough to dislodge items such as these. Have a disaster plan in case of a large earthquake, but don’t forget to protect yourself and property during smaller quakes as well. At the top of the list should be acquiring appropriate California earthquake insurance.

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Posted 12:00 AM  View Comments

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