Some homeowners in California may become complacent about earthquake insurance. While there is often a spike in insurance policies being purchased after a major event of this kind, some homeowners drop their coverage when the quake becomes a distant memory. Others who have moved to the state may not realize the seriousness of the risk.

Not taking out this type of coverage is a dangerous decision, whether based on the lead of others, or the misguided theory that because there hasn’t been a significant earthquake event in recent times it somehow diminishes the possibility of one occurring. No one can predict when the next quake might hit, or how severe it may be. Can you take the chance that you have enough money to cover the loss if your home is damaged substantially after an earthquake? Paying premiums may not seem like such a bad idea if you consider how much it would cost to rebuild your home.

Talk to one of our agents about obtaining an earthquake insurance policy today. Having insurance can give you peace of mind that you are covered, whether “the big one” hits or not. Even a minor quake, or just a tremor, could cause damage to your belongings or the structure of your house.

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Posted 12:00 AM  View Comments

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