As a small business operator in California, have you checked to see if California earthquake insurance is included in your business insurance policies? Some forms of insurance policies may contain cover to compensate for loss of business due to earthquake damage however many standard insurance policies do not.
In the event that you find you do not have the appropriate level of insurance to provide cover from earthquake damage, consider taking out separate insurance to help financially protect you against not only the damage that can be caused by an earthquake, but the potential loss of trade that can result.
Given the devastating effects earthquakes can have on business and property, the aftermath of an earthquake can have a significant detrimental impact on a local community’s business sector. Many firms remain out of action for a significant time with some closing forever. Even though strict building codes are in place now in California to give some protection against quakes, many businesses still operate out of commercial premises that were constructed prior to these stringent building codes being implemented and are possibly facing an increased risk of sustaining damage from earthquake activity.
To obtain advice on the right type of California earthquake insurance for your business, arrange to speak with one of our agents who can assist you with quotes and with any questions you may have.